Īchievements: As on, the cumulative enrolments under the scheme have been more than 16.19 crore and an amount of Rs. Detailed information about the scheme and the forms (in Hindi, English and Regional languages) are available on. The premium under the scheme is auto debited every year from the subscriber’s bank account based on a one-time mandate from the account holder. 436/- per annum.Įnrolment: Enrolments under the scheme can be done by visiting the branch/ BC point or website of the bank of the account holder or at the post office in case of post office savings bank account. 2 Lakh in case of death due to any reason against a premium of Rs. People who join the scheme before completing 50 years of age can continue to have the risk of life covered up to age of 55 years upon payment of regular premium.īenefits: Life cover of Rs. Scheme: PMJJBY is a one-year life insurance scheme renewable from year to year offering coverage for death due to any reason.Įligibility : Persons in the age group of 18-50 years having an individual bank or a post office account are entitled to enroll under the scheme. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) As we celebrate the 8 th anniversary of Jan Suraksha schemes, let us glance at their features and achievements so far. While congratulating all field level functionaries for making these Jan Suraksha schemes popular, Dr Karad exhorted them to keep up the efforts to further enhance their coverage. On the occasion, Union Minister of State for Finance, Dr Bhagwat Kisanrao Karad said, “The government has adopted a targeted approach for covering people in the rural areas and campaigns are being organised throughout the country at each Gram Panchayat for providing coverage to eligible beneficiaries under the scheme.” Under the leadership of our Prime Minister, Shri Narendra Modi, our government is steadfastly dedicated to ensuring that the advantages of these social security schemes reach every eligible individual across the nation,” Smt. “It is encouraging to see that these schemes are being implemented through a targeted approach to maximise their reach. For both PMJJBY and PMSBY schemes, simplification of claim process has resulted in speedier settlement of claims, the Finance Minister added. Sitharaman said that more than 1.15 lakh families have received claims for Rs. On PMJJBY scheme, the Finance Minister said that it has provided crucial support to 6.64 lakh families who have received claims for Rs. Sitharaman said that 16.2 crore, 34.2 crore and 5.2 crore enrolments have been done under PMJJBY, PMSBY & APY respectively till 26 th April 2023. These schemes aim to provide essential financial services to individuals from underprivileged backgrounds, thereby reducing their financial vulnerability.”Ĭiting data on the 8 th anniversaries of the Jan Suraksha Schemes, Smt. The Union Finance Minister said, “These three social security schemes are devoted to the well-being of citizens, acknowledging the importance of safeguarding human life against unforeseen risks, losses, and financial uncertainties. Building on this initiative, the Prime Minister Shri Narendra Modi introduced three Jan Suraksha schemes on 9 th May 2015, with the aim of further promoting and advancing financial inclusion in the country.” Nirmala Sitharaman said, “In the year 2014, the National Mission for Financial Inclusion was launched with the primary objective of ensuring that every citizen in India has access to banking facilities, financial literacy, and social security coverage. While recalling the vision behind the three Jan Suraksha schemes, Union Finance and Corporate Affairs Minister Smt. In order to ensure that the people from the unorganised section of the country are financially secure, the Government launched two insurance schemes -PMJJBY and PMSBY and also introduced APY to cover the exigencies in the old age. The three schemes are dedicated to the welfare of the citizens, recognising the need for securing human life from unforeseen eventualisation and financial uncertainties. PMJJBY, PMSBY and APY were launched by Prime Minister Shri Narendra Modi on 9 th May, 2015 from Kolkata, West Bengal.
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